The borrower concerned must be a member.

The loan amount will be disbursed as per account type.

QR payment facility available for EMI deposits.

SMS alert facility available regarding loan amount.

Door step banking facility available to the account holder.

The heirs are also responsible for the repayment of the loan.

Legal heirs cannot claim any other benefits.

The account holder has to review the deposit amount personally.

Applicant’s legal heir are responsible for repaying the loan.

It is mandatory to maintain the monthly installments after taking the loan.

Installment ban will be applicable if 3 consecutive EMIs are not repaid on time.

There is a period of 8 days to deposit the amount after installment ban.

The loan item will accumulate without the amount being deposited.

Annual interest will be charged for pre-payment.

The guarantor cannot avail other scheme if the borrower defaults.

All payment should be deposited with the authorized representative.

Directors will not accept responsibility for unauthorized deposits.

Directors have the power to formulate policies regarding debt recovery.

Directors have the right to change other than the loan rate.